One stop-shop for a fully automated and cost-effective Buy Now Pay Later solution from decisioning to collection
Fully configurable secured and unsecured loan capability with ability to use hundreds of traditional & alternative data sources for risk management
We have processed over $100 billion in loans to date and are trusted by financial institutions and businesses across four continents. Our end to end digital lending solution has deep experience and has performed strongly at scale.
The millions of online credit decisions made by our solutions integrate massive amounts of data from banks, telco, utilities and other sources for deep insights in credit decisioning.
Reduce operating cost and human error by fully automating credit decisioning, fund routing and collections with definable parameters and 24 by 7 monitoring and exception handling
Combining extensive lending practice know how, service capabilities in data analytics, risk modelling and third-party system integration, we can help you revolutionise your lending practice quickly.
Buy Now Pay Later solution for Ctrip, the world's second largest online travel agency and owner of trip.com. Extending credit to users for their travel needs.
Buy Now Pay Later solution for Qunar, an online travel site with >100m users. Customers can purchase flight ticket and book hotel stays on credit. The average credit is $110.
Buy Now Pay Later solution for China Telecom, one of the largest Telcos in the world. Over 1million customers purchased their mobile handsets on finance since go-live.
Buy Now Pay Later solution for Telkomsel in Indonesia. Employees and corporate customers can apply and receive handsets on credit using their mobile app.
Buy Now Pay Later solution for Hujiang, an online education provider. Students can access over 1000 courses and study first, pay later.
Buy Now Pay Later solution for Vip.com, the third largest eCommerce platform in China. Customers can purchase up to $1,000 of items on credit.
Buy Now Pay Later solution for phongvu.vn, a top-10 Vietnamese electronics retailer with 90+ offline stores across Vietnam.
Jiequhua provides revolving credit to individuals up to $50,000 for registered users. Credit is given on-demand and repaid in instalments.
Assisting United Overseas Bank with automated microfinancing platform, servicing businesses across South-East Asia.
Assisting Xiaomi with instalment loan capabilities as part of its finance application to extend credit to applicants.
Yinshuitong provides lending to SMEs by analysing recent invoices and financial records to a credit limit of $50,000 and up to 24-month repayment period.
Helping Toyota Finance manage complex commercial credit activities across 2 continents and with 1700 dealers since 2015.
Providing NAB, one of the largest banks in Australia with commercial credit service capabilities for 6000 business bankers since 2011.
Provided I&G Guaranty, the largest guarantee company in China with an end-to-end consumer financing solution. 1.2 million loan applications processed and approved to date.
Jointly established innovation centre with East West Bank for extending the bank’s digital service capability globally.
Application development and integration service for the Hong Kong Stock Exchange.
Provided Minsheng Securities with technology solutions for a fully automated Robo-Advisory business. Achieved $20 million Asset Under Management in the first year of operation.