The decision engine driving automated assessment
System functionality spans into risk strategy, risk modelling and risk policy deployment for pre-loan to post-loan stages. Its seamless integration with applications allows differentiated decisions to be taken subject to asset type and channel in addition to diversified decision paths to be taken against a single asset type. The core engine provides a full-fledged business policy design tool and supports performance simulation against models. A risk professional can easily define complicated business rules with just clicks and drag & drop, giving the ability to deploy models without the need for coding, thus achieving rapid model deployment and complete control over risk management as required by financial institutions.
|Online Model Trainer||Single platform for modelling with 50+ pre-defined model algorithms with recommendation; manual adjustment on logistic regression|
|Model Management||Manage model lifecycle from training to testing and deployment, including status display and computation log.|
|Model Performance Monitoring||Real-time monitoring of system level model execution as well as on key business performance indicators|
|Risk Policy Configuration||Fully customisable risk policy and process configurator, supports decision tree & table, scorecard, decision flow and other methods|
|Decision Management||Manage version-controlled decision plans, including testing and multi-layered commissioning approval process, plus full decision log|
|Decision Performance Monitoring||Real-time track and report performance of each decision plan, including key risk indicators such as approval rate|